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Watch Out for CAPS, GAPS, and MAPS

Watch Out for CAPS, GAPS, and MAPS

Watch Out for CAPS, GAPS, and MAPS Insurance policies are legal contracts. As such, they are very complicated and loaded with legal terms and precise definitions. Unlike the NASW Risk Retention Group that puts its insureds first, insurance carriers are in business to...
Avoiding Insurance Coverage Gaps

Avoiding Insurance Coverage Gaps

Avoiding Insurance Coverage Gaps Check your insurance policies to make sure that you have coverage. Last month we talked about reading and analyzing your professional liability insurance policy for loopholes and exclusions that are not clearly identified which leave...