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Watch Out for CAPS, GAPS, and MAPS

Watch Out for CAPS, GAPS, and MAPS

Watch Out for CAPS, GAPS, and MAPS Insurance policies are legal contracts. As such, they are very complicated and loaded with legal terms and precise definitions. Unlike the NASW Risk Retention Group that puts its insureds first, insurance carriers are in business to...
You Cover Client Care … We Cover You

You Cover Client Care … We Cover You

You Cover Client Care … We Cover You The purpose of insurance is to manage risk. Insurance enables the insurance policyholder to transfer certain risks, or defined causes of loss called “perils”, that are listed as being covered in the insurance policy contract...
Hot Topics from the Helpline

Hot Topics from the Helpline

Hot Topics from the Helpline Social workers insured through the NASW Risk Retention Group receive unlimited free access to the Risk Management Helpline with their liability insurance policy. Whether the insurance policy protects against General Liability, Cyber...
Pitfalls? Does Your Employer Cover YOU?

Pitfalls? Does Your Employer Cover YOU?

Pitfalls? Does Your Employer Cover YOU? Are you willing to risk your money when working for your employer? Like virtually all employees, probably not…and rightfully so. That’s what you could be doing if your employer’s professional liability policy does not cover you,...