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Watch Out for CAPS, GAPS, and MAPS

Watch Out for CAPS, GAPS, and MAPS

Watch Out for CAPS, GAPS, and MAPS Insurance policies are legal contracts. As such, they are very complicated and loaded with legal terms and precise definitions. Unlike the NASW Risk Retention Group that puts its insureds first, insurance carriers are in business to...
I’m not Perfect, Just Insured

I’m not Perfect, Just Insured

I’m not Perfect, Just Insured Discussions with our insurance policyholders frequently involve some of the same issues that are top of mind. As your insurance carrier, we go where you go so your future is protected. So let’s take a look with a brief review of two...
Do Roses Have Thorns, or Do Thorns Have Roses?

Do Roses Have Thorns, or Do Thorns Have Roses?

Do Roses Have Thorns, or Do Thorns Have Roses? What in the world does this question have to do with the world of insurance and risk, you would reasonably ask? It’s all about the language. At its root, language can be uplifting and powerful in a good way. Yet language...