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Watch Out for CAPS, GAPS, and MAPS

Watch Out for CAPS, GAPS, and MAPS

Watch Out for CAPS, GAPS, and MAPS Insurance policies are legal contracts. As such, they are very complicated and loaded with legal terms and precise definitions. Unlike the NASW Risk Retention Group that puts its insureds first, insurance carriers are in business to...
Pitfalls? Does Your Employer Cover YOU?

Pitfalls? Does Your Employer Cover YOU?

Pitfalls? Does Your Employer Cover YOU? Are you willing to risk your money when working for your employer? Like virtually all employees, probably not…and rightfully so. That’s what you could be doing if your employer’s professional liability policy does not cover you,...
Avoiding Insurance Coverage Gaps

Avoiding Insurance Coverage Gaps

Avoiding Insurance Coverage Gaps Check your insurance policies to make sure that you have coverage. Last month we talked about reading and analyzing your professional liability insurance policy for loopholes and exclusions that are not clearly identified which leave...
Keep Your Coverage Continuously

Keep Your Coverage Continuously

When It Comes to Claims-made Professional Liability Coverage, Make Sure You Keep It Continuously With No Gaps! If you are an NASW member with professional liability insurance that you obtained as an NASW member,whether recently or years ago, this is critical...