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General Liability – Chapter 2
In August 2019, we published our “General Facts About General Liability” Tip of the Month. Since then, there has been a shift in practice methods that we need to address. Spawned by COVID-19, there has been an increase in walk-and-talk sessions and more sessions occurring out of office venues, aside from an increase in teletherapy.
Sexual Misconduct
A male practitioner sent sexually-oriented communications to a mentally and emotionally disturbed female adult client through voice mail, verbally directly by telephone, email, texts, letters, and cards by mail. A blatant case of a clinical setting boundary violation and sexual misconduct with no physical interaction, this indefensible sexual misconduct claim is valid regardless of the lack of physical, sexual interaction.
Would You Buy a Raincoat Full of Holes?
A client trips on your waiting room carpet, falls and breaks an ankle. Does your General Liability policy cover you? Maybe! Maybe NOT!
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To learn more choose the product by clicking on the box for the protection you need. Or, if you would like to speak with someone about a program, claim, get a quote, or apply, visit our customer service directory for a list of contact numbers.
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